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Bobbie Anne Cox Attorney At Law

Flower Property Tax Consultants, LLC

 

Deborah Flower

Deborah Flower

34 Palmer Avenue

Bronxville, N.Y. 10708

(914) 779-6299

DAFCO Appraisals (2001 – Present)

Certified Residential Real Estate Appraiser

  • Certified Residential Real Estate Appraiser in the State of New York and Certified Residential Real Estate Appraiser in the State of California
  • Consultant in initial acquisition of real estate via appraising current market value of acquisition and analysis of highest and best possible future value usage
  • Founder & president DAFCO - a real estate appraisal company
  • Performs appraisals for attorneys, banks, real estate consultants in the areas of:
    • Estate Purposes
    • Partition Action Suits
    • Divorces
    • Fair Market Value
    • Tax Certiorari’s
  • Performed appraisal reviews for various banks and attorney’s

White Plains Equities/JOBO Equities/Fiore Investors

Manager of Real Estate Acquisitions & Holdings/

  • Director of sales and rentals for all units owned by employer and partners
  • Member of the condo/coop Board of Directors for each property
  • Liaison between landlord and tenants for over 120 units throughout Westchester County
  • Designs, coordinates and oversees renovations of units from ranging from gut renovations to redesign of impractical usage of space

Dynamic Mortgage Bankers (1999-2001)

Office manager/Loan Processor/Underwriting

  • Processing of A-D paper loans including but not limited to:
    • First position mortgages, seconds and HELOCS
    • FHA
    • Reverse mortgages
    • No Income Verifications, Stated Income Loans etc..
  • Performed pre-qualifications, pre-approvals, and some underwriting of loans
  • Responsible for placement of A-D paper loans as well as FHA loans
  • Pricing of loans
  • Personally managed pipelines of 25+ loans monthly
  • Liaison between CEO and employees

SKILLS

  • Microsoft Office Suite, WinTotal, Genesis, MLS
  • Experience using databases to organize, access, run queries, parse data, and prepare reports
  • Conversational Italian and French
  • Interior Design (residential/commercial spaces as well as set design assistant for TV, commercials and film)
  • Certified Residential Real Estate Appraiser
  • Certified Mortgage Specialist

EDUCATION

  • Fordham University
  • Parsons School of Design
  • The Merrill Institute for Real Estate Appraising
  • LISORE Real Estate School
  • The Capstone Institute of Mortgage Finance